Athens Car Insurance Information
How does the car insurance in Athens compare with the rest of the cities that can also be found in Georgia? You may want to know the usual amount that people have to pay so that you can make the most out of the money that you will spend on it.
The insurance that you will pay for when you are in Athens is slightly lower than the average amount of car insurance in Georgia. It is a little bit lower than the average amount that people need to pay for insurance in America.
There are some people who need to pay more money because of the minimum requirements of their state or the city that they are in. You can always familiarize yourself with the local laws and regulations of Athens.
CHEAPEST CAR INSURANCE COMPANIES IN Athens
Are you familiar with the cheapest car insurance companies in Athens? They may offer the cheap car insurance that you are looking for. Would you rather go directly to a company that offers different insurance policies or would you rather hire an agent? This will still be up to you and what you are comfortable in.
Take note that it is not only the insurance company that you have to think about when trying to find cheap car insurance. There are a lot of other factors that will determine the premiums that will be assigned to you. Do you know that even your marital status will have an effect on your premiums?
Rates for those who are widowed and married will be cheaper than the insurance rates that single people will get.
| Rate | Car Insurance Company | Annual Insurance Rate |
|---|---|---|
| 1 | Auto Owners | $856 |
| 2 | Country | $973 |
| 3 | The Hartford | $998 |
| 4 | MetLife | $1,260 |
| 5 | Travelers | $1,305 |
| 6 | Mercury | $1,383 |
| 7 | All State | $1,427 |
| 8 | Allied | $1,479 |
Athens Car Insurance Rate by Zip Code
Why do you think does car insurance vary depending on the area where you live? It does not mean that just because you live in Athens, the amount that you have to pay will be uniform throughout the whole city.
There are some areas in Athens that are considered to be safer. There are also some areas that may come with some accident-prone areas. These are just a few of the things that will be considered before an insurance company or an agent can provide you with a car insurance policy that will truly work for you.
Did you find your area in Athens? The details that you have learned will allow you to know how much your expected premiums are going to be.
| Zip Code | Lowest Possible insurance Rate | Average rate | Highest Possible Insurance Rate |
|---|---|---|---|
| 30601 | $770 | $1,354 | $1,767 |
| 30602 | $686 | $1,351 | $1,811 |
| 30605 | $686 | $1,363 | $1,811 |
| 30606 | $686 | $1,331 | $1,767 |
| 30607 | $770 | $1,356 | $1,774 |
| 30622 | $770 | $1,389 | $1,846 |
| 30683 | $770 | $1,364 | $1,916 |
Athens CAR INSURANCE RATES BY AGE
| Age | Average Annual Rates |
|---|---|
| 20s | $4,812 |
| 30s | $1,312 |
| 40s | $1,251 |
| 50s | $1,156 |
| 60s | $1,196 |
| 70s | $1,496 |
Your age will play a huge factor on the amount of the rates that you have to pay every year. This is something that you cannot control. You can talk to your agent if you feel that your rates can be lower depending on your age.
What is one thing that you have noticed with the car insurance rates? The rates tend to go higher when you reach the age of 70. There are some states wherein they do not allow people older than 60 to drive anymore. In Athens, this is still allowed but the annual rates are much higher as compared to those who are 60 years old.
There may also be further laws that you have to follow so that you can still drive at a certain age.
