Albany Car Insurance Information
How does Albany compare to the rest of the areas in Georgia and the rest of the United States? It is best that you will know as many details as you can about this.
Take note that there are different factors that will affect the insurance rate that you will get. Cheap car insurance in Albany, GA can be given by the right car insurance company. Some of the factors that will affect the insurance rate that you will get are the following:
- Your age - This will be discussed further later. You will have a higher car insurance rate when you are young and it will go lower before you reach your senior years.
- Gender - There are times when males would have higher car insurance rates than females.
- Marital Status - Do you know that being married will help you get lower car insurance as compared to being single?
These are details that you can confirm when you get the right agent that will help you with acquire cheap car insurance in Albany soon.
CHEAPEST CAR INSURANCE COMPANIES IN Albany
One of the things that you will realize when you look online is there are different insurance companies that you can find. Which insurance companies will offer the best rates for Albany? You need to know the insurance companies that you can consider soon.
A lot of these insurance companies are very familiar to people because they also serve the rest of the state. Some would also offer the lowest rates because they want to show that they are the best option. The best option for one person may not be the best for you. Always consider the things that you need to get from the insurance. The better your coverage is, the more protected you will be.
| Rank | Car Insurance Company | Annual Insurance Rate |
|---|---|---|
| 1 | Auto Owners | $871 |
| 2 | Country | $978 |
| 3 | The Hartford | $999 |
| 4 | Met Life | $1,260 |
| 5 | Central Mutual | $1,275 |
| 6 | Nationwide | $1,308 |
| 7 | Allstate | $1,427 |
| 8 | Allied | $1,479 |
Albany Car Insurance Rate by Zip Code
Do you know that your zip code is going to be one of the major factors that will affect your car insurance rates? The area where you live will help the insurance company determine if you are more likely to get into an accident in your area. If your area is safer, the insurance rates will probably be lower. Where exactly in Albany do you currently reside? Your zip code can determine the rates that you will pay.
You can always ask your agent about this so that you can expect the amount that you have to pay for car insurance in Albany. The better your rates are, the more that you will feel that you are getting the most out of the money that you are spending on your car insurance.
| Zip Code | Lowest Possible Insurance Rate | Average rate | Highest Possible Insurance Rate |
|---|---|---|---|
| 30901 | $855 | $1,415 | $1,844 |
| 30903 | $812 | $1,438 | $1,952 |
| 30904 | $855 | $1,384 | $1,742 |
| 30905 | $812 | $1,375 | $1,792 |
| 30906 | $857 | $1,429 | $1,901 |
| 30907 | $750 | $1,346 | $1,767 |
| 30909 | $750 | $1,330 | $1,724 |
| 30911 | $812 | $1,438 | $1,952 |
| 30912 | $855 | $1,408 | $1,844 |
Albany CAR INSURANCE RATES BY AGE
| Age | Car Insurance Rate for Males | Car Insurance Rate for Females |
|---|---|---|
| 20s | $5,042 | $3,713 |
| 30s | $2,500 | $2,584 |
| 40s | $2,370 | $2,431 |
| 50s | $2,255 | $2,264 |
| 60s | $2,403 | $2,106 |
| 70s | $2,558 | $2,175 |
Your age will always play a huge factor on the premiums that you have to pay. Teenagers are expected to spend a lot of money for their annual car insurance rates because according to statistics, they are more prone to get into accidents as compared to people who have been driving for a long time.
You can get to know if the car insurance rate that is being offered to you is too high. This will help you to shop around and get the best car insurance rate not only depending on your age but also depending on your gender. Most of the time, the rates are not too different from each other but you still have to be sure with what you will get.
