Augusta Car Insurance Information
How high or how low is the auto insurance in Augusta as compared to the rest of Georgia or the rest of the United States? You are curious to know more about this because you want to know if it would be worth it to get the insurance policy that you need.
Based from the numbers listed above, Augusta may have a higher car insurance rate as compared to the average rate of the other cities in Georgia and the rest of the United States. You can contact the right agent so that you will have a chance to acquire the cheapest car insurance in Augusta available.
You will have the ability to lower your rates provided that you can show a good driving record or you have done some modifications to your vehicle that will make it safer than normal. The things that you do will affect the car insurance rate you will get.
CHEAPEST CAR INSURANCE COMPANIES IN Augusta
You cannot expect that all car insurance companies will have the same rate in Augusta. Cheap car insurance in Augusta GA may be given by more competitive companies. Be familiar with the different insurance companies that can provide cheap car insurance rates. Who knows, you may just get the right coverage that will make you feel protected without spending too much money.
Some factors will affect the annual insurance rate that you are expected to pay. For example, if you are still young, or you are a first-time driver, expect that your annual rates are going to be much higher compared to the rates that are mentioned above.
| Rank | Car Insurance Company | Annual Insurance Rate |
|---|---|---|
| 1 | All State | $875 |
| 2 | Nationwide | $562 |
| 3 | Progressive | $521 |
| 4 | Hartford | $999 |
| 5 | MetLife | $1,260 |
| 6 | USAA | $1,308 |
| 7 | Allied | $1,479 |
| 8 | Encompass | $1,538 |
Augusta Car Insurance Rate by Zip Code
You cannot expect that the car insurance rates are going to be the same for all of Augusta. There are some areas that are considered to be safer which means that the rates are going to be lower. Some areas may have some roads that are considered to be dangerous so the chances that people will get into accidents are higher.
If at this point you know your zip code in Augusta, look for the zip code and check the potential annual rates that you will get.
Ask your agent regarding the annual rates that you might get. Aside from your zip code, there are still other factors that can help determine what your premium is going to be. Get to know some of the things that people also do to get lower rates such as raising their deductible. Another thing that people like to do is to bundle their car insurance with other cars or with their other insurance policies.
| Zip Code | Lowest Possible Insurance Rate | Average rate | Highest Possible Insurance Rate |
|---|---|---|---|
| 30901 | $855 | $1,415 | $1,844 |
| 30903 | $812 | $1,438 | $1,952 |
| 30904 | $855 | $1,384 | $1,742 |
| 30905 | $812 | $1,375 | $1,792 |
| 30906 | $857 | $1,429 | $1,901 |
| 30907 | $750 | $1,346 | $1,767 |
| 30909 | $750 | $1,330 | $1,724 |
| 30911 | $812 | $1,438 | $1,952 |
| 30912 | $855 | $1,408 | $1,844 |
Augusta CAR INSURANCE RATES BY AGE
| Age | Insurance Rates for Males | Insurance Rate for Females |
|---|---|---|
| 20s | $4,836 | $3,089 |
| 30s | $1,844 | $1,913 |
| 40s | $1,687 | $1,854 |
| 50s | $1,694 | $1,729 |
| 60s | $1,684 | $1,719 |
| 70s | $1,807 | $1,845 |
Your age is always going to be a huge factor when you need to get the proper car insurance that you can afford. If you are a senior driver, you may notice that your car insurance rate has increased. People who are 70 years old and above may not have the same sharp senses that they used to have.
It is obvious that there are some slight differences between the insurance rates that men and women have to pay for. If you want to pay lower than the average car insurance rate, you can ask your agent for more details regarding the things that you can do to get discounts. A lot of insurance companies offer discounts but you need to ask before your rates can be lowered.
